
How We Can Help with Debt Settlement
Raiser and Kenniff, P.C. Offers Informed Guidance
Why hire an attorney for debt settlement guidance? Business debt settlement can be incredibly complex, especially when dealing with multiple debts and a difficult financial situation. With this in mind, Raiser and Kenniff, P.C. offers business owners in NYC and across the US skilled debt settlement representation.
Our experienced attorneys can provide tailored advice that addresses your specific financial challenges and helps you explore all your options for debt resolution. They can also negotiate with creditors on your behalf, potentially reducing the amount you owe or extending payment terms.
When you need help understanding your legal rights and options so that you are empowered to make informed decisions for your business's financial health, turn to us. Call (888) 646-0025 or message our NYC-based law firm online.
Is Debt Consolidation an Option?
One of the most effective strategies our attorneys employ to help businesses manage their debt is consolidation. Debt consolidation involves combining multiple debts into a single loan, often with a lower interest rate and more manageable monthly payments. By combining various debts into a single loan, businesses can simplify their payments and reduce the overall financial burden.
Our debt settlement team will meticulously analyze all outstanding debts to help determine if this is a good option for you. We will then discuss your debt consolidation options in context with the potential benefits or drawbacks to you personally, helping you identify if this is a path you want to pursue.


Why We're the Right Choice
Attentive Service. Strategic Defense.
Raiser and Kenniff, P.C. is here to help you get the results you need with a team you can trust.
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We don’t believe in one-size-fits-all solutions. Every case is handled with a custom legal approach tailored to your goals, your circumstances, and your future.
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We offer a risk-free evaluation of your case and are here to help you understand your legal options. We are available 24/7, day or night, to help you.
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Nationally recognized for results. Our attorneys have been ranked among the best in the U.S., Trusted for their strategy, skill, and relentless client advocacy
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Our founding partners are both former New York prosecutors who bring unique experience and insights to every case, especially when it comes to going to trial.

Do You Need Reconciliation Services?
Reconciling debt involves ensuring that all accounts are accurate, current, and correctly reflected in financial statements. Our NYC attorneys provide nationwide debt settlement and reconciliation services, which include auditing past transactions, correcting discrepancies, and ensuring compliance with all legal and financial regulations. This process facilitates businesses in gaining a clear and accurate understanding of their debt obligations, enabling them to make informed financial decisions.
By offering these comprehensive debt settlement services, Raiser and Kenniff, P.C. helps businesses not only survive but thrive despite their financial challenges. Call (888) 646-0025 or message us online to regain control of your financial future.


a Reputation For excellence
Read Our Client Testimonials
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"They were always available quickly, to address my concerns. Having dealt with some law firms before, I really appreciated this."
Steven Raiser's law firm handled my case with excellence throughout the process. I had a SBA EIDL loan that got transferred to the Department of Treasury unexpectedly, and had a 30% penalty added to the amount due, and due very quickly, which was very stressful. After talking with Steven Raiser, and working with Harry Gill, who was absolutely brilliant in working with me and preparing the case, they were able to recall the case to the SBA. They were always available quickly, to address my concerns. Having dealt with some law firms before, I really appreciated this.
Very grateful and appreciative to Steven Raiser and Harry Gill. Great work- Harry -
They treated me wonderfully and helped me out of a bind. I feel that this firm really cares.- Michelle A.
The Benefits of Renegotiating Your Debt
Similar to consolidation, renegotiating debt terms with creditors can lead to more manageable repayment schedules, reduced interest rates, and possibly even forgiveness of a portion of the debt. Our attorneys at Raiser and Kenniff, P.C. use their extensive experience and negotiation skills to advocate on behalf of businesses. We aim to secure more favorable terms that can alleviate financial stress and provide a clear pathway towards debt resolution.
Examples of how debt may be renegotiated include:
- Interest rate reduction: Lowering the interest rate on outstanding debt can significantly decrease the overall repayment amount, making monthly payments more manageable.
- Extended payment terms: Lengthening the repayment period can reduce the monthly payment burden, giving businesses more breathing room in their budgets.
- Principal reduction: Negotiating a decrease in the principal amount owed can lower the total debt, potentially saving the business substantial money.
- Interest forgiveness: In some cases, creditors may agree to forgive a portion of the accrued interest, thereby reducing the overall financial obligation.
- Waiving penalties and fees: Creditors might be willing to waive late fees or penalties, easing the financial strain and simplifying the repayment process.
- Alternative payment plans: Customizing payment plans that align better with the business's cash flow can help ensure consistent and timely payments.